Accident Insurance

Sometimes an accident can result in an injury. Often, injuries and living expenses after an accident are not covered by a standard insurance plan. Accident insurance covers the cost of medical expenses after an accident.

Injuries can result in loss of physical activities such as work. Accident insurance offers lump-sum payments that are dependent on 1) the injury and 2) severity of the injury. So, a more debilitating injury often means a higher payout. 

Accident insurance also covers children’s injuries as an extra benefit. Your coverage extends to your child’s injuries from sports or broken bones. It even covers the unfortunate possibility of an emergency room visit. 

Why supplement your health insurance plan with accident insurance? Accidents can happen when we least expect them--and at the most inconvenient times. Standard health insurance plans have high deductibles and co-payments associated with medical costs common to accidents. The cost of accident insurance is low, and the benefits are high.